onlinebridgelessons.com The TRUSTe Model Privacy Statement

Developing your company’s privacy statement is a critical stage in understanding and articulating your corporate policies. For many companies, drafting a privacy statement kick starts a corporate-wide understanding of how individual data is used and, more importantly, initiates a conversation about how to build trust with consumers.

 

Unfortunately, there is no single “ideal” privacy statement – by definition, they vary from company to company and must be tailored to highlight specific practices. That being said, TRUSTe has identified several common themes that, in our experience, have emerged as “best practices” for a privacy statement.

 

The following Model Privacy Statement serves as a template, prompting you to consider important points in your information gathering policy and practices. Before we begin, keep in mind a couple of key points:

 

1.Say what you do; Do what you say – The Golden Rule in privacy statements is “Do Not Lie.” The only thing worse than not posting a privacy statement is to fraudulently claim a certain business practice. State and federal governments do not look kindly on companies that claim one set of practices, and follow another.

 

1.Tailor the Model Privacy Statement – The following model will provide you with resources to begin developing your own privacy statement, but you should be sure not to simply cut and paste. Use it as a starting point to create a statement tailored to your specific practices.

 

1.Privacy Statements are not Disclaimers – The communication of your company’s privacy practices should express what is actually happening on the site, not what may happen, has happened or is planned for the future. In some cases, informing your users of the information gathering your company’s site does not practice may be more effective.

 

1.Re-visit your privacy statement frequently – A privacy statement is a living document, designed to clearly communicate your company’s privacy practices, which, for many companies, change over time. Make sure you revisit your posted privacy statement to make sure it truly reflects your current practices.

 

1.Communicate your privacy practices to your entire company – In order to avoid information spills it is important to make sure that your entire company is aware of the policies within your privacy statement. 

 

Throughout this model privacy statement TRUSTe uses [bracketed] language in order to provoke thought on a specific privacy practice or present language options that will help you ensure your privacy statement matches your business model and actual practices. 

 

Creating a clear and accurate statement helps your company in its efforts to build loyal relationships with its users by providing your customers with the information they need to trust you with their personal information. We hope you find this Model Privacy Statement useful in your quest to build trust with your customers. If you have any specific questions, do not hesitate to contact us by email at businessdevelopment@truste.orgbizdev@truste.org.

 

Additional Steps for Protecting Children Online

There are additional requirements and elements needed beyond a model privacy statement, in order to address children’s online privacy issues. Please visit the Children’s Privacy Seal section of our Web site for more information on how to make your Web site safer for kids and compliant with the Children’s Online Privacy Protection Act.Privacy Statement

 

 

Information Collection. 1

Ownership of Information. 1

Registration. 1

Information Use. 1

Cookies. 1

Third Party Advertising. 1

Log Files. 1

Clear Gifs  Web Beacons  Web Bugs /

Surveys & Contests. 2

Tell-A-Friend. 2

Sharing Information. 2

Legal Disclaimer. 2

Third Party Advertisers. 2

Business Transitions. 2

Correcting/Updating/Deleting/Deactivating Personal Information. 2

Communications from the Site. 2

Registration. 2

Service Announcements. 2

Choice/Opt-out. 2

Links. 2

Security. 2

Notification of Changes. 3

Contact Information. 3

 

 

 

MODEL PRIVACY STATEMENT

[NAME OF COMPANY/SITE] is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, non-profit organization whose mission is to enable individuals and organizations to establish trusting relationships based on respect for personal identity and information by promoting the use of fair information practices.  This privacy statement covers the site [WWW.URL OFSITE.COM].  Because this Web site wants to demonstrate its commitment to our users’ privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe. 

 

1.  What personally identifiable information [NAME OF COMPANY] collects.

2.  What personally identifiable information third parties collect through the Web site.

3.  What organization collects the information.

4.  How [NAME OF COMPANY] uses the information.

5.  With whom [NAME OF COMPANY] may share user information.

6.  What choices are available to users regarding collection, use and distribution of the information.

7.  What types of security procedures are in place to protect the loss, misuse or alteration of information under [NAME OF COMPANY] control.

8.  How users can correct any inaccuracies in the information.

If users have questions or concerns regarding this statement, they should first contact [NAME OF INDIVIDUAL, DEPARTMENT OR GROUP RESPONSIBLE FOR INQUIRIES] by [CONTACT INFORMATION: EMAIL, PHONE, POSTAL MAIL] If they do not receive acknowledgment of their inquiry or their inquiry is not satisfactorily addressed, they should then contact TRUSTe through the TRUSTe Watchdog Dispute Resolution Process (http://www.truste.org/users/users_watchdog_intro.html). TRUSTe will serve as a liaison with the Web site to resolve users concerns.

 

[Include this Software Disclaimer as the last sentence in the TRUSTe opening statement if the site has a downloadable software application or applet: The TRUSTe program covers only information that is collected through this Web site, and does not cover information that may be collected through software downloaded from the site. By displaying the TRUSTe trustmark, [NAME OF SITE] has agreed to notify users of:]

Information Collection and Use

 

Information CollectionOwnership of Information

[NAME OF COMPANY]onlinebridgelessons.com is the sole owner of the information collected on [NAME OF SITE]WWW.onlinebridgelessons.com. [NAME OF COMPANY]onlinebridgelessons.com collects information from our users at several different points on our Web site.

 

 

Registration

In order to use this Web site, a user must first complete the registration form.  During registration a user [is required to] giveprovide[s]  contact information (such as name and email address). We use this information to contact the user about services on our site for which he has expressed interestcreate an account for the user to play the games contained on this site.  It is optional for the user to provide demographic information (such as income level and gender), and unique identifiers (such as, username and password), but encouraged so we can provide a more personalized experience on our site.  We also require a user’s social security number to provide [include service type here.]  [TRUSTe recommends you only collect a social security number when it is a required identifier for performing the site’s service.]

 

Order

We request information from the user on our order form. A user must provide contact information (such as name, email, and shipping address) and financial information (such as credit card number, expiration date).  This information is used for billing purposes and to fill customer’s orders.  If we have trouble processing an order, the information is used to contact the user.

Information via cookies and IP logging is also obtained as a user browses the site or plays the games contained on the site.

 

Information Use

[This paragraph should elaborate on the actual ‘use’ of the information.  For instance, the service the site performs should be incorporated here.  Also, a discussion of the use of aggregate information should be disclosed here as well.  Be as specific as possible, without being contingent.  Avoid ‘we may do this’ ‘we might do that’ type of language.]

 

Profile

We store information that we collect through cookies, log files, clear gifs, and/or third parties to create a profile of our users.  A profile is stored information that we keep on individual users that details their viewing preferences.  Consequently, collected information is tied to the users personally identifiable information to provide offers and improve the content of the site for the user. This profile is used to tailor a user’s visit to our Web site, and to direct pertinent marketing promotions to them.  We [do not] share your profile with other third parties.  [Your profile is shared in aggregate form only.] [Your profile is shared together with your personally identifiable information.]

 

Cookies

A cookie is a piece of data stored on the user’s computer tied to information about the user.  [Usage of a cookie is in no way linked to any personally identifiable information while on our site.]  We use [both] session ID cookies [ and] persistent cookies.  For the session ID cookie, once users close the browser, the cookie simply terminates.  A persistent cookie is a small text file stored on the user’s hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions. [Provide a link to information on cookies.]

 

[Explain how cookies are used on your Web site.] By setting a cookie on our site, users would not have to log in a password more than once, thereby saving time while on our site.  If users reject the cookie, they may still use our site.  The only drawback to this is that the user will be limited in some areas of our site.  For example, [the user will not be able to participate in any of our sweepstakes, contests or monthly drawings that take place.] Persistent cookies enable us to track and target the interests of our users to enhance the experience on our site.  See the “Profile” sectionUse of cookies is an integral part of the games on this site, they will not function without. cookies enabled

 

Some of our business partners use cookies on our site (for example, advertisers).  However, we have no access to or control over these cookies, once we have given permission for them to set cookies for advertising. 

 

Third Party Advertising

Third Party Advertising We use MaxOnline and other third-party advertising companies to serve ads when you visit our Web site. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, please click here

Third Party Cookies

In the course of serving advertisements to this site, our third-party advertiser may place or recognize a unique "cookie" on your browser.

 

Log Files

Like most standard Web site servers we use log files.  This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use.  IP addresses, etc. are not linked to personally identifiable information.  [IP addresses are tied to personally identifiable information to enable our Web-based service., and enable us to identify users who abuse our terms of service or online forums.]  [We use a tracking utility called [XXXX] that uses log files to analyze user movement.][Webtrendslive users may have further obligations of particular language per their license with Webtrendslive. See your license agreement.] [See the Profile section below.] 

 

Clear Gifs  (Web Beacons / Web Bugs )

We employ [Ouor our third party advertising company companies may employs] a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs), that help us better manage content on our site by informing us what content is effective.  Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. The main difference between the two is that clear gifs are invisible on the page and are much smaller, about the size of the period at the end of this sentence. [Clear gifs are tied to users’ personally identifiable information.] [Clear gifs are not tied to users’ personally identifiable information.

]

Surveys & Contests

From time-to-time our site requests information from users via surveys or contests.  Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information.  The requested information typically includes contact information (such as name and email address), Contact information will be to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.  Users’ personally identifiable information is not shared with third parties unless we give prior notice and choice. Though we may use an intermediary to conduct these surveys or contests, they may not use users’ personally identifiable information for any secondary purposes.

 

Tell-A-Friend

If a user elects to use our referral service for informing a friend about our site, we ask them for the friend’s name and email address.  onlinebridgelessons.com will automatically send the friend a one-time email inviting them to visit the site.  onlinebridgelessons.com does not store this information once the email has been sent.

 

 

Clear Gifs can "work with" existing cookies on a computer if they are both from the same Web site or advertising company.  That means, for example, that if a person visited “www.companyX.com”, which uses an advertising company's clear gif, the Web site [or advertising company] would match the clear gif's identifier and the advertising company's cookie ID number, to show the past online behavior for that computer. This collected information would then be given to the advertising company [or Web site].  To learn more about our advertising company’s use of clear gifs, please go to [NAME OF ADVERTISER’S SITE.]

 

In addition, we use clear gifs in our HTML-based emails to let us know which emails have been opened by the recipients.  This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns.  If users would like to opt-out of these emails, please see the Opt-out section.

 

Communications from the Site

Special Offers and Updates

We send all new members a welcoming email to verify password and username. Established members will occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our users we present the option to not receive these types of communications. Please see the Choice and Opt-out sections.

 

Newsletter

If a user wishes to subscribe to our newsletter, we ask for contact information such as name and email address.  Out of respect for our users privacy we provide a way to opt-out of these communications.  Please see the Choice and Opt-out sections.

 

Service Announcements

On rare occasions it is necessary to send out a strictly service related announcement.  For instance, if our service is temporarily suspended for maintenance we might send users an email.  Generally, users may not opt-out of these communications, though they can deactivate their account.  However, these communications are not promotional in nature.  [Users may opt-out of these communications. Please see our Choice and Opt-out section.]

 

Customer Service

We communicate with users on a regular basis to provide requested services and in regards to issues relating to their account we reply via email or phone, in accordance with the users wishes.

 

Sharing Information

 

Legal Disclaimer

Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.

 

Aggregate Information (non-personally identifiable)

We share aggregated demographic information with our partners and advertisers.  [Describe the sharing practices of what your site does, but be specific in your relationship with these third parties.] This is not linked to any personally identifiable information.

 

Third Party Advertisers

[NAME OF COMPANY]onlinebridgelessons.com shares Web site usage information about users with a reputable third party parties [NAME OF THIRD PARTY] for the purpose of targeting our Internet banner advertisements on this site and other sites.  For example, [NAME OF COMPANY]onlinebridgelessons.com uses cookies and clear GIFs on this site, which allow them to recognize a user's cookie when a user visits this site. The information they we collect and share through this technology is not personally identifiable.  For more information about our third-party advertiser or for choices about not having this anonymous information used please click here [LINK TO:  ADSERVER PRIVACY POLICY/OPT OUT].

 

These are the instances in which we will share users’ personal information:

[We Share Personal Information][We DO NOT Share Personal Information with Third Parties unless required to by legal proceedings, court order or legal process.]

 

[Specifically describe any sharing of personally identifiable information. For example, describe actual practices where the site is sharing personally identifiable information. Include sharing scenarios where the partner can dispose of the information either in the manner that they see fit, or where the partner can use the personal information for a limited circumstance or series of limited circumstances. Another example might include sharing with parent companies, subsidiaries or affiliated companies for reasons other than corporate record keeping purposes. Typically these kinds of sharing arrangements occur when the third party will then own or control the customer relationship.  Below are some examples of the different types of relationships or situations involving sharing personal information with third parties that may exist. Keep in mind that sharing personally identifiable information for secondary purposes, must incorporate an opt-out prior to the sharing.]

 

Third Party Intermediaries

We use an outside shipping company to ship orders, and a credit card processing company to bill users for goods and services. These companies do not retain, share, store or use personally identifiable information for any secondary purposes.

 

Service Providers

We partner with other third parties [ANOTHER PARTY’S NAME] to provide specific services.  [For example, XXXX] When the user signs up for these particular services, we share names, or other contact information [specify what information is being shared with the third party service provider] that is necessary for the third party to provide these services.  These third parties are not allowed to use personally identifiable information except for the purpose of providing these services.

 

Business Transitions

In the event [NAME OF COMPANY]onlinebridgelessons.com goes through a business transition, such as a merger, being acquired by another company, or selling a portion of its assets, users’ personal information will, in most instances, be part of the assets transferred.  Users will be notified via [email] [prominent notice on our Web site for 30 days] prior to a change of ownership or control of their personal information. If as a result of the business transition, the users’ personally identifiable information will be used in a manner different from that stated at the time of collection they will be given choice consistent with our notification of changes section.

 

Correcting/Updating/Deleting/Deactivating Personal Information

If a user’s personally identifiable information changes (such as zip code, phone, email or postal address), or if a user no longer desires our service, we provide a way to correct, update or delete/deactivate users’ personally identifiable information. This can usually be done at the [member information page] or by emailing our Customer Support at [EMAIL ADDRESS].  [Or, contact us by telephone or postal mail at the contact information listed below].

 

Communications from the Site

 

Registration

We send all new members a welcoming email to verify password and username and provide accouint activation code.

Established members will occasionally receive information on upcoming games, and new game additions. Users may not opt out of either of these email services.

 

Service Announcements

On rare occasions it is necessary to send out a strictly service related announcement.  For instance, if our service is temporarily suspended for maintenance we might send users an email.  Generally, users may not opt-out of these communications, though they can deactivate their account.  However, these communications are not promotional in nature

 

Choice/Opt-out

Our users are given the opportunity to ‘opt-out’ of having their information used for purposes not directly related to our site at the point where we ask for information.  For example, our order form has an ‘opt-out’ mechanism so users who buy a product from us, but don’t want any marketing material, can keep their email address off of our lists. 

 

Users who no longer wish to receive our newsletter and promotional communications may opt-out of receiving these communications by replying to unsubscribe in the subject line in the email or email us at [EMAIL ADDRESS]  [We also offer an opt-out mechanism on the [MEMBER INFORMATION PAGES] or the user may contact us at [PHONE] [EMAIL] or [POSTAL MAIL] to opt-out.]

Users do not have the opportunity to opt out at any stage of providing the information required to play the games contained on this site, or required by our advertising partners.

Users of our site are always notified when their information is being collected by any outside parties.  We do this so our users can make an informed choice as to whether or not they should proceed with services that require an outside party.

 

Links

This Web site contains links to other sites. Please be aware that we, [NAME OF COMPANY]onlinebridgelessons.com, are not responsible for the privacy practices of such other sites.  We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.  This privacy statement applies solely to information collected by this Web site. [Discuss co-branding and/or framing relations where the user may not know who is collecting the information].

 

Surveys [& Contests]

[From time-to-time] our site requests information from users via surveys or contests.  Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information.  The requested information typically includes contact information (such as name and shipping address), and demographic information (such as zip code).  Contact information will be used [shared with the contest [survey] sponsors] to notify the winners and award prizes.  [Anonymous] Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.  Users’ personally identifiable information is not shared with third parties unless we give prior notice and choice. Though we may use an intermediary to conduct these surveys or contests, they may not use users’ personally identifiable information for any secondary purposes.

 

Tell-A-Friend

If a user elects to use our referral service for informing a friend about our site, we ask them for the friend’s name and email address.  [NAME OF COMPANY] will automatically send the friend a one-time email inviting them to visit the site.  [NAME OF COMPANY] stores [or does not store] this information for the sole purpose of sending this one-time email [and tracking the success of our referral program].  The friend may contact [NAME OF COMPANY] at [INSERT URL OR EMAIL ADDRESS] to request the removal of this information from our database.

 

Security

This Web site takes every precaution to protect our users’ informationinformation and their accounts.  When users submit sensitive information via the Web site, their information is protected both online and off-line.

 

When our registration/order form asks users to enter sensitive information (such as credit card number and/or social security number), that information is encrypted and is protected with the best encryption software in the industry - SSL.  While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when users are just ‘surfing’.  [To learn more about SSL, follow this link [INSERT LINK].]   

 

While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line.  All of our users’ information, not just the sensitive information mentioned above, is restricted in our offices.  Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information.  Our employees must use password-protected screen-savers when they leave their desk.  When they return, they must re-enter their password to re-gain access to user information.  Furthermore, ALL employees are kept up-to-date on our security and privacy practices.  Every [quarter], as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our users’ information is protected.  Finally, the servers that store personally identifiable information are in a secure environment, [behind a locked cage][in a locked facility]. [Be sure that your actual practices are reflected in this section. For example, if your employees are updated on privacy every 6 months, then state that, rather than a statement that is false. Another example, must employees use password-protected screensavers?]

 

If users have any questions about the security at our Web site, users can send an email to [EMAIL ADDRESS.]

 

Supplementation of Information

In order for this Web site to properly fulfill its obligation to users it is necessary for us to supplement the information we receive with information from 3rd party sources.

 

Credit Check

For example, to determine if users qualify for one of our credit cards, we use their name and social security number to request a credit report.  Once we determine a user’s credit-worthiness, this document is destroyed.

 

ID [Address] Verification

We use [THIRD PARTY/THIRD PARTY SOFTWARE] to verify a user’s [identity][address] to [state why it is necessary to verify the user’s identity or address].

 

Purchasing History

In order for this Web site to enhance its ability to tailor the site to a user’s preference, we combine information about the purchasing habits of users with similar information from our partners, [COMPANY Y & COMPANY Z], to create a personalized user profile.  When a user makes a purchase from either of these two companies, the companies [we] collect [and share] personal [and demographic] information back with us.

 

Enhancement of Marketing Profile

We purchase third party marketing data and add it to our existing user database to better target our advertising and provide pertinent offers we think our users would be interested in.  We use this information to enhance or overlay the ‘profile’ of individual users. This aggregate marketing data is therefore tied to the users’ personally identifiable information.  See also the “Profile.”

 

Correcting/Updating/Deleting/Deactivating Personal Information

If a user’s personally identifiable information changes (such as zip code, phone, email or postal address), or if a user no longer desires our service, we provide a way to correct, update or delete/deactivate users’ personally identifiable information. This can usually be done at the [member information page] or by emailing our Customer Support at [EMAIL ADDRESS].  [Or, contact us by telephone or postal mail at the contact information listed below].

 

Notification of Changes

If we decide to change our privacy policy,or use the information gathered in a manner different from that’s stated at the time of collection we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.  We will use information in accordance with the privacy policy under which the information was collected. 

 

If, however, we are going to use users’ personally identifiable information in a manner different from that stated at the time of collection we will notify users via email. Users will have a choice as to whether or not we use their information in this different manner.  However, if users have opted out of all communication with the site, or deleted/deactivated their account, then they will not be contacted, nor will their personal information be used in this new manner.  In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our Web site notifying users of the change. In some cases where we post a notice we will also email users, who have opted to receive communications from us, notifying them of the changes in our privacy practices. 

 

Contact Information

If users have any questions or suggestions regarding our privacy policy, please contact us at:

 

Phone

Fax

Email yodercm@earthlink.net

Postal Address

Web site URL [HELP DESK OR CUSTOMER SUPPORT OR PRIVACY OFFICER]